Do People With Bad Credit Have An Option When Applying For Bad Credit Mobile Phone Contracts?


The burden of having a poor credit rating weighs down on even the most astute of individuals. All of a sudden you are judged using a different scale when applying for a loan or a mobile phone contract and rejections become the order of the day. However, you need not despair as there are a number of options at your disposal especially if you have a poor credit rating. If you feel like you can’t go through the pain of applying and getting rejected every time, you can go for a number of options. These are:

SIM only contracts

Generally, the reason why mobile phone contracts are expensive is because they involve a mobile handset which a person has to pay for over the duration of their contract. However, this is not the same case with SIM only contracts where a person only pays for the plan but not the mobile phone. SIM only contracts are relatively cheaper and have high acceptance rates as compared to mobile phone contracts. However, you will have to buy your own handset and apply for a SIM only contract which basically means you need to have saved in advance. If you don’t have money to buy a brand new phone, you can always go for a refurbished phone and then apply for a SIM only contract.

Pay As You Go Plan

Another better option to a mobile phone contract is going for a Pay As You Go (PAYG) plan. With this kind of plan, you recharge your phone as and when you want to make a call, browse the internet or even send a text message. This plan is not risky to the provider as you won’t have access to the service if you don’t pay for it. Irrespective of whether you have bad credit or not, no provider will deny you a PAYG plan. However, the only downside is that you might face inconvenience especially when you want to make an emergency call and you don’t have credit.

To sum it up, having bad credit does not mean that you cannot enjoy the best mobile phone perks. If you feel like you can’t deal with a SIM only contract or go for a Pay As You Go plan, the best thing to do is to find an affordable bad credit mobile phone contract with any provider within your locality. Just take precaution to ensure that you carry out due diligence and that you get yourself the best deal!